The first dedicated marketplace for licensed MFB acquisitions in Nigeria. Verified counterparties, escrow-protected payments, and full regulatory compliance.
Acquiring a microfinance bank license should be a structured process. Instead, buyers navigate WhatsApp broadcasts, unverified brokers, and handshake deals worth hundreds of millions of naira, with no transparency, no escrow, and no accountability.
Sellers create structured listings with license tier, customer base, tech stack, and asking price. Buyers filter by geography, deal size, and MFB category.
CAC certificates, board resolutions, and proof of funds are validated before any deal moves forward. Both sides know exactly who they're working with.
Funds are held in escrow until all conditions are met. Transparent commission tracking for agent-intermediated deals. Clean, protected closings.
Minimum capital requirements are rising. Undercapitalized MFBs face a choice: raise capital or sell. This creates a wave of motivated sellers entering the market.
Companies like Paystack and FairMoney are acquiring MFBs rather than waiting 12-18 months for a fresh CBN license. Acquisition is the fast lane.
International investors entering Nigerian fintech need local banking infrastructure. A structured marketplace bridges the trust gap for cross-border transactions.
Brokers and agents get structured commission splits (5% platform, 3% buyer's agent, 2% seller's agent) instead of opaque, negotiated fees.
Nigeria's microfinance sector is consolidating. The companies that facilitate these transactions with transparency, verification, and protection will define how the next generation of financial institutions takes shape.